Frequently Asked Questions
Below you will find information that might help you understand how to find things or learn about information you might need to know about your city or town.
Apex Cares Housing Rehabilitation Program Components
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Apex Cares Housing Rehabilitation Program Components
The Substantial Rehabilitation Program helps homeowners finance the cost of two (2) major system repairs, such as HVAC, electrical, plumbing, and structural repairs. These systems, if left unattended, are a threat to the life, safety, or health of the occupant.
Program Eligibility
To qualify, the applicant must:
- Currently own and occupy the home to rehabilitated
- Have owned the home to be rehabilitated for at least 3 years
- Continue to occupy the home for the term of the loan
- Have a household income that does not exceed the income limits below
Income Level 1-Person Household 2-Person Household 3-Person Household 4-Person Household 5-Person Household 6-Person Household 7-Person Household 8-Person Household $60,385 $69,030 $77,675 $86,255 $93,210 $100,100 $106,990 $113,880 Property Eligibility
To qualify, the property must:
- Be located within the Apex corporate limits
- Be a single-family detached home, townhome, or condominium
- Have two or more severely deteriorated systems such as, roof, HVAC, electrical, plumbing, or structural
- Please note: If the homeowner qualifies, Preserving Home, the Apex Cares program administrator, will contact you and assess the property to determine if it meets the requirement)
- Have a property value of $382,000 or less
Maximum Assistance
The maximum assistance available through this program is set at $40,000. Loans are a deferred payment with 0% interest, and are forgiven after ten (10) years unless the borrower defaults*. No payment is required as long as the owner occupies the residence.
Default occurs if the property is sold or transferred, or if the borrower ceases to reside at the home prior to end of the loan term. In the event of default, the outstanding balance will be due and payable to the Town.
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Apex Cares Housing Rehabilitation Program Components
The Urgent Repair Program helps homeowners finance the cost of one (1) major system repairs, such as HVAC, electrical, plumbing, and structural repairs. These systems, without immediate or near-term repair, may cause danger to the occupant.
Program Eligibility
To qualify, the applicant must:
- Currently own and occupy the home to rehabilitated
- Have owned the home to be rehabilitated for at least 3 years
- Continue to occupy the home for the term of the grant
- Have a household income that does not exceed the income limits below
Income Level 1-Person Household 2-Person Household 3-Person Household 4-Person Household 5-Person Household 6-Person Household 7-Person Household 8-Person Household $60,385 $69,030 $77,675 $86,255 $93,210 $100,100 $106,990 $113,880 Property Eligibility
To qualify, the property must:
- Be located within the Apex corporate limits
- Be a single-family detached home, townhome, condominium, or manufactured home
- Please Note: Manufactured homes are limited to HVAC, roofing, and plumbing system repairs
- Have one severely deteriorated system such as, roof, HVAC, electrical, plumbing, or structural
- Please note: If the homeowner qualifies, Preserving Home, the Apex Cares program administrator, will contact you and assess the property to determine if it meets the requirement)
- Have a property value of $382,000 or less
Maximum Assistance
The maximum assistance available through this program is set at $15,000. Grant is forgivable after 5 years.
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Apex Cares Housing Rehabilitation Program Components
The Architectural Barrier Program helps homeowners and tenants with minor repairs to increase accessibility by removing physical architectural barriers or installing elements of accessible design, allowing elderly and disabled homeowners to age in place and remain safely in their home.
Applicant Eligibility
To apply, the applicant must one of the following:
- Owner-occupied resident that is program and property eligible
- Landlord with a program eligible tenant in an eligible property
Program Eligibility
Owner-Occupied Program Eligibility - Currently own and occupy home to be rehabilitated
- Be 62 years of age or older and/or disabled
- Continue to reside in home for the term of the grant
- Have a household income that does not exceed the income limits below
Landlord-Tenant Program Eligibility - Currently rent home to be rehabilitated
- Current tenant be 62 year of age or older and/or disabled
- Continue to rent to an income eligible tenant for the grant term
- Landlord must provide 10% cash match for repairs
- Tenant’s household income does not exceed the income limits below.
Income Level 1-Person Household 2-Person Household 3-Person Household 4-Person Household 5-Person Household 6-Person Household 7-Person Household 8-Person Household $60,385 $69,030 $77,675 $86,255 $93,210 $100,100 $106,990 $113,880 Property Eligibility
To qualify, the property must:
- Be located within the Apex corporate limits
- Be a single-family detached home, townhome, condominium, or manufactured home
- Have a property value of $382,000 or less
Please note: If the homeowner qualifies, Preserving Home, the Apex Cares program administrator, will contact you and assess the property to determine if it meets the requirement)
Maximum Assistance
The maximum assistance available through this program is set at $5,000. Grant is forgivable after 5 years.
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Apex Cares Housing Rehabilitation Program Components
The Weatherization Program helps homeowners and tenants with minor repairs to improve energy efficiency and reduce energy cost.
Applicant Eligibility
To apply, the applicant must one of the following:
- Owner-occupied resident that is program and property eligible
- Landlord with a program eligible tenant in an eligible property
Program Eligibility
Owner-Occupied Program Eligibility - Currently own and occupy home to be rehabilitated
- Continue to reside in home for the term of the grant
- Have a household income that does not exceed the income limits below
Landlord-Tenant Program Eligibility - Currently rent home to be rehabilitated
- Continue to rent to an income eligible tenant for the grant term
- Landlord must provide 10% cash match for repairs
- Tenant’s household income does not exceed the income limits below
Income Level 1-Person Household 2-Person Household 3-Person Household 4-Person Household 5-Person Household 6-Person Household 7-Person Household 8-Person Household $60,385 $69,030 $77,675 $86,255 $93,210 $100,100 $106,990 $113,880 Property Eligibility
To qualify, the property must:
- Be located within the Apex corporate limits
- Be a single-family detached home, townhome, condominium, or manufactured home
- Have a property value of $382,000 or less
Please note: If the homeowner qualifies, Preserving Home, the Apex Cares program administrator, will contact you and assess the property to determine if it meets the requirement)
Maximum Assistance
The maximum assistance available through this program is set at $2,500. Grant is forgivable after 5 years.