The insurance rating on your property is determined by the NC Department of Insurance, State Fire Marshal’s Office. It is based on many factors, including the number of fire stations, fire hydrants, fire personnel, just to name a few. The lower the number, the better the Fire Department’s rating. The Town of Apex is currently rated as a 3. Areas outside the city limits are rated a 6. You can call the fire station at (919) 362-4001 to find out what your rating is.